General terms and conditions (GTC)

1. Provider and scope

The provider is Sebastian Taatz Consulting UG (haftungsbeschraenkt). Full provider details are available in the legal notice.

These terms apply to the Tavena app and related online services unless different terms have been expressly confirmed in writing.

2. Service

Tavena helps users record shared expenses, view group balances, and prepare fair settlement outside the app.

Payments happen outside Tavena, for example by bank transfer, cash, or another payment service. Tavena is not a payment service, bank account, or financial advice product.

• Create and manage groups for shared expenses
• Record expenses and participants
• Show balances and settlement suggestions
• Synchronize group data between authorized group members

3. User responsibilities

Use requires a compatible device, internet access for synchronization and store features, and the current app version.

Users are responsible for entering correct expense data and inviting only people who belong to the relevant group.

4. Costs and app stores

Core features may be offered free of charge. Optional paid features, if available, are shown before purchase in the relevant app store.

Purchases, subscriptions, refunds, and payment processing are handled exclusively by the relevant app store and are also subject to its terms.

5. Privacy and security

Tavena processes data only as needed for groups, expenses, synchronization, support, and abuse prevention.

The app privacy policy explains processing, retention, encryption, and data subject rights.

6. Availability and changes

Tavena is operated with reasonable care. Continuous uninterrupted availability cannot be guaranteed.

Features may be improved, changed, or discontinued while reasonably considering users' legitimate interests.

7. Liability

Tavena has unlimited liability for intent, gross negligence, and injury to life, body, or health.

For slight negligence, liability is limited to breaches of essential contractual obligations and foreseeable typical damages.

Tavena does not guarantee that user-entered data is correct or that settlements outside the app are actually paid.

8. Termination and deletion

Users can uninstall the app and delete local data on their device at any time.

Synchronized group data can be deleted or ended according to the technical functions and permissions available in the app.

9. Final provisions

German law applies, subject to mandatory consumer protection rules.

If any provision is invalid, the remaining provisions remain effective.